South Africa: National Consumer Tribunal

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South Africa: National Consumer Tribunal decisions beginning with N ...

Nadan and Another v Madupha Business Enterprise (NCT/239043/2022/75(1)(b)) [2022] ZANCT 50 (28 October 2022) Naicker v Hyundai Automotive South Africa t-a Hyundai Umhlanga (NCT/219112/2022/75(1)(b)) [2022] ZANCT 64 (20 December 2022) Naidu v Milady's (NCT/14538/2014/75(1)(b)CPA) [2014] ZANCT 42 (23 October 2014) Narsi v Lindsay Sakevereeniging, a Division of the Imperial Group Limited (NCT/82778/2017/75(1)(b)) [2018] ZANCT 25 (13 March 2018) National Consumer Commission v ACS Pre Owned (Pty) Ltd (NCT/222616/2022/73(2)(b) [2022] ZANCT 55 (6 August 2022) National Consumer Commission v Alibi Propos 1028 BK t/a Midicity Motors (NCT/85200/2017/73(2)) [2018] ZANCT 64 (10 May 2018) National Consumer Commission v Alibi Propos 1028 BK t/a Midicity Motors (NCT/85200/2017/73(2)) [2018] ZANCT 163 (10 May 2018) National Consumer Commission v BAJ Auto Investments (Pty) Ltd t/a Auto Investments Vanderbijlpark (NCT/295854/2023/73(2)(b)) [2024] ZANCT 56 (10 October 2024) National Consumer Commission v BNA Motors (Pty) Ltd (NCT/269487/2023/73(2)(b)) [2024] ZANCT 1 (4 January 2024) National Consumer Commission v Braai Block (Pty) Ltd (NCT/341406/2024/73(2)(b)) [2024] ZANCT 66 (10 December 2024) National Consumer Commission v Bryanston Executive Cars CC (NCT/303398/2023/73(2)(b)) [2024] ZANCT 26 (28 June 2024) National Consumer Commission v Citton Cars (Pty) Ltd (NCT/118350/2018/73(2)(b)) [2019] ZANCT 10 (23 January 2019) National Consumer Commission v Claremont Holdings (Pty) Ltd T/A Claremont VW (NCT/252538/2022/101(1)) [2023] ZANCT 51 (11 August 2023) National Consumer Commission v Eskom Holdings Soc (Pty) Ltd (NCT/3916/2012/114(1 )(P)) [2012] ZANCT 19 (13 June 2012) National Consumer Commission v Ferhaad N.O. and Others (NCT/322185/2024/73(2)(b)) [2024] ZANCT 20 (18 July 2024) National Consumer Commission v Global Booming Investment CC (NCT/110729/2018/74(1)) [2018] ZANCT 88 (31 August 2018) National Consumer Commission v Global Booming Investment cc (NCT/110729/2018/74(1)) [2018] ZANCT 116 (31 August 2018) National Consumer Commission v H & F Deals on Wheels CC T/A Fairdeal Car Sales and Another (NCT/173447/2020/73(2)(b) [2022] ZANCT 57 (2 November 2022) National Consumer Commission v Hanmon International CC (NCT/308359/2024/100(6)(a)) [2024] ZANCT 8 (19 April 2024) National Consumer Commission v Heronbridge College NPC (NCT/111464/2018/73(2)(b)) [2018] ZANCT 157 (31 October 2018) National Consumer Commission v Highends Trading and Projects (PTY) LTD T/A Highends Auto Services (NCT/101932/2018/73(2)(b)) [2017] ZANCT 145 (22 July 2017) National Consumer Commission v Highends Trading and Projects (Pty) Ltd t/a Highends Auto Services (NCT/101932/2018/73(2)(b)) [2018] ZANCT 55 (22 July 2018) National Consumer Commission v ISMACUBE (Pty) Ltd t/a ISMEGA (NCT/138658/2020/73(2)(b)) [2021] ZANCT 46 (22 August 2021) National Consumer Commission v Jida Auto Investments (Pty) Ltd t/a Auto Elegance (NCT/158339/2020/73(2)(b)) [2022] ZANCT 12 (8 March 2022) National Consumer Commission v Jonaveo Investments (Pty) Ltd t/a Jona Auto (NCT/272421/2023/73(2)(b)) [2023] ZANCT 58 (10 December 2023) National Consumer Commission v Kasner (NCT/176450/2021/100(6)(a)) [2021] ZANCT 51 (5 December 2021) National Consumer Commission v Kempster Sedgwick (Pty) Ltd t/a CHM Used Cars (NCT/210256/2021/73(2)(b)) [2022] ZANCT 7 (23 February 2022) National Consumer Commission v Louw Roets Design (Pty) Ltd (NCT/287774/2023/73(2)(b)) [2023] ZANCT 54 (1 December 2023) National Consumer Commission v Lynx Chemicals CC (NCT/127619/2019/57(1)) [2020] ZANCT 8 (24 September 2020) National Consumer Commission v Lynx Chemicals CC (NCT/158652/2020/73(2)) [2020] ZANCT 10 (3 May 2020) National Consumer Commission v M. Kleynhans t/a 3 Palms Bed and Breakfast Kuilsriver (NCT/63897/201673(2)(b)) [2016] ZANCT 62 (24 December 2016) National Consumer Commission v Moolla's Used Cars CC (NCT/126544/2019/74(1)) [2019] ZANCT 116 (18 July 2019) National Consumer Commission v National Auto Brokers CC trading as Omars Auto City (NCT/172929/2020/73(3)) [2021] ZANCT 10 (25 June 2021) National Consumer Commission v Nu Menu (Pty) Ltd t/a Nu Menu Solutions (NCT/225188/2022/73(2)(b)) [2022] ZANCT 41 (19 July 2022) National Consumer Commission v Peters Auto Care CC (NCT/105530/2018/73(2)(b)) [2018] ZANCT 160 (1 June 2018) National Consumer Commission v Shimmykc Trading Enterprise CC t/a Mmirwa Autoworld (NCT/226747/2022/73(2)(b)) [2022] ZANCT 54 (16 August 2022) National Consumer Commission v Spares for Africa CC (NCT/266654/2023/73(2)(b)) [2024] ZANCT 37 (6 September 2024) National Consumer Commission v Stonehill International (Pty) Ltd (NCT-233199-2022-73(2)(b)) [2022] ZANCT 67 (25 November 2022) National Consumer Commission v Supertech Motor Holdings (Pty) Ltd trading as BMW (NCT/335480/2024/73(2)(b)) [2024] ZANCT 27 (11 September 2024) National Consumer Commission v Unicity Trading (Pty) Ltd Trading As Cape SUV (NCT/240235/2022/73(2)(b)) [2023] ZANCT 16 (30 May 2023) National Consumer Commission v Vodacom (Pty) Ltd (NCT/205517/2021/73(2)(b)) [2022] ZANCT 13 (26 February 2022) National Consumer Commission v Vodacom (Pty) Ltd (NCT/260497/2023/73(2)(b)) [2023] ZANCT 44 (13 October 2023) National Consumer Commission v Western Car Sales CC t/a Western Car Sales (NCT/81554/2017/73(2)(b)) [2017] ZANCT 102 (14 September 2017) National Consumer Commission v Wynberg Used Cars (Pty) Ltd (NCT/278553/2023/73(2)(b)) [2023] ZANCT 41 (29 September 2023) National Consumer Commission v Wynberg Used Cars (Pty) Ltd (NCT/318778/2023/73(2)(b)) [2024] ZANCT 15 (2 July 2024) National Consumer Regulator v Aganangunite Financial Services and Loans (Pty) Ltd (NCT/140485/2019-140(1)) [2021] ZANCT 1 (22 March 2021) National Consumer Regulator v Ferreira (NCT/166/2008/57 (1)(P)) [2010] ZANCT 51 (10 March 2010) National Credit Commission v Circle Way Trading 10 (Pty) Ltd (NCT/170775/2020/73(2)) [2021] ZANCT 6 (26 March 2021) National Credit Reguator v Du Plessis NO and Others (NCT/103940/2018/57(1)) [2020] ZANCT 9 (5 April 2020) National Credit Regulator and Others v Kotze (NCT/96/2009/57(1)(P)&149(1)(P)) [2009] ZANCT 11 (1 September 2009) National Credit Regulator v 5 Star Cash Loans (Pty) Ltd (NCT/320469/2024/140(1)) [2024] ZANCT 22 (18 July 2024) National Credit Regulator v A-Z Micro Loans CC (NCT/78949/2017/57(1)) [2017] ZANCT 113 (29 September 2017) National Credit Regulator v A-Z Micro Loans CC (NCT/78949/2017/57(1)) [2018] ZANCT 3 (28 February 2018) National Credit Regulator v A-Z Micro Loans CC (NCT/78949/2017/57(1)) [2018] ZANCT 15 (28 February 2018) National Credit Regulator v Abrahams (NCT.13393.2014.57(1)) [2014] ZANCT 33 (14 August 2014) National Credit Regulator v Abrahams (NCT/132322/2019/57(1)) [2020] ZANCT 5 (26 February 2020) National Credit Regulator v Access a Loan (Pty) Ltd (NCT/266951/2023/140(1)) [2024] ZANCT 3 (12 February 2024) National Credit Regulator v Adams t/a SA Credit Solutions (Pty) Ltd (NCT-116600-2018-57(1)) [2019] ZANCT 70 (14 May 2019) National Credit Regulator v Adberof and Another (NCT/17833/2014/140(1)) [2015] ZANCT 37 (14 August 2015) National Credit Regulator v AI Wena Cash Loans (Pty) Ltd (NCT-266743-2023-140(1)) [2023] ZANCT 45 (1 August 2023) National Credit Regulator v Alexanderson (NCT-78948-2017-Section 57-1) [2019] ZANCT 75 (9 April 2019) National Credit Regulator v Allied Capital (Pty) Ltd (NCT/41672/2016/140) [2017] ZANCT 77 (28 April 2017) National Credit Regulator v Alpha SCk Mikroleners Bk t/a Alfa Konsultante Cash Loans (NCT/8272/2013/57(1)) [2014] ZANCT 22 (22 March 2014) National Credit Regulator v Amazulwini Consulting CC t/a Amazulwini Credit Provider (NCT/133925/2019/140(1)) [2019] ZANCT 147 (9 September 2019) National Credit Regulator v Amplisol (Pty) Ltd (NCT/35434/2015/57(1)) [2019] ZANCT 58 (6 May 2019) National Credit Regulator v Aristoscan CC t/a JMK Cash Loans (NCT/128380/2019/140(1)) [2019] ZANCT 103 (1 July 2019) National Credit Regulator v Asalam Business Enterprise (Pty) Ltd and Another (NCT/74699/2017/140) [2017] ZANCT 126 (8 November 2017) National Credit Regulator v Bambanani Brokers II CC (NCT/147392/2019 140(1)) [2021] ZANCT 20 (2 July 2021) National Credit Regulator v Banton (NCT/169271/2020/55(6)) [2021] ZANCT 14 (11 June 2021) National Credit Regulator v Bella Beleggings (Pty) (Ltd) (NCT/105130/2018/140(1)) [2018] ZANCT 61 (30 July 2018) National Credit Regulator v Bernardo (NCT/104029/2018/57(1)) [2019] ZANCT 76 (23 January 2019) National Credit Regulator v Berry Hill Trading 32 CC (NCT-223372-2022-140(1)) [2022] ZANCT 31 (6 June 2022) National Credit Regulator v Bestvest 180 CC t/a SOMCA Cash Loans (NCT/168224/2020/57(1)) [2021] ZANCT 12 (3 June 2021) National Credit Regulator v Blue Magnolia Trading 463 CC (NCT/257512/2023/57(1)) [2023] ZANCT 19 (6 April 2023) National Credit Regulator v Bnglan Trading CC t/a Bnglan Cash Loans (NCT/91472/2017/57(1)(NCA)) [2018] ZANCT 71 (9 April 2018) National Credit Regulator v Bondpro Finance Services (Pty) Ltd (NCT78958/2017/55(1)) [2017] ZANCT 80 (22 June 2017) National Credit Regulator v Bornman and Others (NCT/656/2010/57(1)(a)( c) (P)) [2010] ZANCT 14 (30 November 2010) National Credit Regulator v Bornman and Others (NCT/656/2010/57(1)(a)(c)(P)) [2010] ZANCT 1 (30 November 2010) National Credit Regulator v Botshabelo Cash Loans CC (NCT/321451/2024/57(1)) [2024] ZANCT 48 (3 October 2024) National Credit Regulator v Braamfin Personal Loans CC (NCT/113123/2018/57(1)) [2019] ZANCT 66 (14 May 2019) National Credit Regulator v Braamfin Personal Loans CC (NCT/113123/2018/57(1)) [2020] ZANCT 3 (20 February 2020) National Credit Regulator v Brown (NCT/158504/2020/140(1)) [2021] ZANCT 11 (3 May 2021) National Credit Regulator v Bucksaver Beleggings CC (NCT/8271/2013/57(1)) [2014] ZANCT 10 (21 March 2014) National Credit Regulator v CAI LI Trading CC T/A Bhuti Cash Loans (NCT/115749/2018/57(1)) [2018] ZANCT 161 (16 December 2018) National Credit Regulator v Capitec Bank Limited (NCT/9152/2013/140(1)) [2014] ZANCT 14 (9 April 2014) National Credit Regulator v Cash Converters South Africa and Others (NCT/18013/2014/140(1) NCA) [2015] ZANCT 16 (27 February 2015) National Credit Regulator v Cash Converters South Africa and Others (NCT/18013/2014/140(1)) [2015] ZANCT 12 (27 February 2015) National Credit Regulator v Cash It (Pty) Ltd (NCT/260378/2023/140(1)) [2024] ZANCT 40 (28 October 2024) National Credit Regulator v Cash Squeeze (Pty) Ltd (NCT/136842/2019/140(1)) [2019] ZANCT 167 (31 October 2019) National Credit Regulator v Chatspare Financial Services (Pty) Ltd (NCT/16/2008/138(1 )(P)) [2008] ZANCT 1 (23 July 2008) National Credit Regulator v Chetty (NCT/264621/2023/137(1)(d)) [2023] ZANCT 37 (27 June 2023) National Credit Regulator v Chetty (NCT/264621/2023/137(1)(d)) [2024] ZANCT 5 (8 March 2024) National Credit Regulator v Chisevhe Trading Enterprise (Pty) Ltd (NCT/223352/2022/57(1)) [2022] ZANCT 45 (1 July 2022) National Credit Regulator v Christin Borman T/A Star Pawn Shop (NCT/8613/2013/57(1)) [2014] ZANCT 46 (8 December 2014) National Credit Regulator v Cilliers (NCT/78394/2017/57(1)) [2019] ZANCT 100 (28 June 2019) National Credit Regulator v Circle Way Trading 10 (Pty) Ltd (NCT/158491/2020/57(1)) [2021] ZANCT 7 (16 April 2021) National Credit Regulator v Circle Way Trading 10 (Pty) Ltd trading as Circle Finance (NCT/112899//2018/57(1)) [2019] ZANCT 24 (13 March 2019) National Credit Regulator v City Finance (NCT/22130/2015/55(6) NCA) [2015] ZANCT 14 (2 July 2015) National Credit Regulator v CMR Group Pty Ltd (NCT/119696/2018/57(1)) [2019] ZANCT 131 (12 August 2019) National Credit Regulator v Coco's Cash Loans (Pty) Ltd In Re National Credit Regulator v Coco's Cash Loans (Pty) Ltd (NCT/116729/2018 57(1)NCA) [2019] ZANCT 104 (8 July 2019) National Credit Regulator v Collectnet PDA (Pty) Ltd (NCT/267892/2023/55(6)) [2024] ZANCT 64 (17 October 2024) National Credit Regulator v Commshey 52 CC t/a HW Financial Services (NCT/321444/2024/57(1)) [2024] ZANCT 21 (6 July 2024) National Credit Regulator v Comprehensive Financial Services Witbank (NCT/13518/2014/57(1)) [2014] ZANCT 30 (20 August 2014) National Credit Regulator v Credi Worx (Pty) Ltd (NCT/158468/2020/57(1)) [2021] ZANCT 29 (10 August 2021) National Credit Regulator v Credit Care (Pty) Ltd (NCT/7751/2013/57(1)) [2013] ZANCT 40 (10 October 2013) National Credit Regulator v Dans Cash Loans (Pty) Ltd (NCT/321603/2024/140(1)) [2024] ZANCT 39 (12 September 2024) National Credit Regulator v De Klerk (NCT/11739/2013/57(1)) [2014] ZANCT 24 (3 June 2014) National Credit Regulator v De Klerk (NCT/6210/2012/57(1) (P)) [2013] ZANCT 51 (5 December 2013) National Credit Regulator v DEVCO Auto CC (NCT/213023/2021/140(1)) [2022] ZANCT 23 (27 May 2022) National Credit Regulator v DFP Community Financial Service (Pty) Ltd, trading as Money Box (NCT/91471/2017/140(1)) [2018] ZANCT 43 (15 May 2018) National Credit Regulator v Dinga Finance CC (NCT/122560/2018/140(1)) [2019] ZANCT 91 (28 March 2019) National Credit Regulator v Dinga Finance CC (NCT/122560/2018/140(1)) [2020] ZANCT 1 (13 February 2020) National Credit Regulator v Dioka (NCT/7750/2012/57(1)(P)NCA) [2013] ZANCT 49 (23 October 2013) National Credit Regulator v Dlamini Zak Enterprises (Pty) Ltd (NCT/213073/2021/57(1)) [2022] ZANCT 18 (29 March 2022) National Credit Regulator v Du Plessis t/a Eagle Cash Loans (NCT/40817/2016/57(1)) [2017] ZANCT 44 (1 February 2017) National Credit Regulator v Durban Waste CC T:A Global Salvage (NCT/223360/2022/140(1) NCA) [2022] ZANCT 71 (7 November 2022) National Credit Regulator v Edcon Holdings Limited (NCT/35378/2015/140(1)) [2017] ZANCT 58 (24 April 2017) National Credit Regulator v Edwards (Annexure A) (NCT/206984/2021/138(1)(b)) [2021] ZANCT 54 (30 November 2021) National Credit Regulator v Edwards (NCT/206984/2021/138(1)(b)) [2021] ZANCT 55 (30 November 2021) National Credit Regulator v Edwards (NCT/218082/2022/138(1)(b)) [2022] ZANCT 14 (29 March 2022) National Credit Regulator v Elavation Trading CC t/a Excelsior Financial Services and Another (NCT/111201/2018/57(1)-Rule34) [2019] ZANCT 96 (23 May 2019) National Credit Regulator v Engelbrecht (NCT/243378/2022/140(1)) [2023] ZANCT 12 (1 February 2023) National Credit Regulator v Engelbrecht and Another (NCT/74807/2017/57(1)) [2018] ZANCT 158 (16 April 2018) National Credit Regulator v Fast Cash Micro Finance CC (NCT/157215/2020-57(1)) [2021] ZANCT 2 (12 March 2021) National Credit Regulator v FC African Trading Enterprise Solutions (Pty) Ltd (NCT/267015/2023/57(1)) [2024] ZANCT 4 (16 January 2024) National Credit Regulator v Fick NO and Another (NCT/99222/2018/140(1)) [2020] ZANCT 17 (28 October 2020) National Credit Regulator v Finance Management Trust t/a Portel Finance and Others (NCT/138472/2019-140(1)) [2021] ZANCT 13 (3 June 2021) National Credit Regulator v Finbond Mutual Bank (NCT/26629/2015/140(1)) [2017] ZANCT 97 (23 August 2017) National Credit Regulator v Finbond Mutual Bank and Another (NCT/26629/2015/140(1)) [2016] ZANCT 43 (19 September 2016) National Credit Regulator v Fiscal Market (Pty) Ltd (NCT/116557/2018/140) [2019] ZANCT 177 (22 March 2019) National Credit Regulator v Forum SA Trading 329 (Pty) Ltd (NCT/8618/2013/57(1)) [2016] ZANCT 2 (17 February 2016) National Credit Regulator v Fourie (NCT/129601/2019/138(1)) [2019] ZANCT 102 (28 June 2019) National Credit Regulator v Future Sonie Financial Services (Pty) Ltd (Annexure A) (NCT/166022/2020/57(1)) [2021] ZANCT 57 (1 December 2021) National Credit Regulator v Future Sonie Financial Services (Pty) Ltd (NCT/166022/2020/57(1)) [2021] ZANCT 50 (1 December 2021) National Credit Regulator v Gaba Cash Loans CC (NCT/91475/2017/57(1)) [2018] ZANCT 76 (24 May 2018) National Credit Regulator v Gabaoutloele (NCT/48770/2016/140(1)NCA) [2017] ZANCT 2 (21 February 2017) National Credit Regulator v Gabier (NCT/115755/2018/57(1)) [2019] ZANCT 135 (7 August 2019) National Credit Regulator v Gauteng Motors CC (NCT/78954/2017/140(1)) [2018] ZANCT 13 (25 March 2018) National Credit Regulator v Gendrie Verspreiders (Pty) Ltd (NCT/156562/2020/57(1)) [2021] ZANCT 3 (16 March 2021) National Credit Regulator v Golden Mile Loans CC t.a Cash 4 U (NCT/158460/2020/57(1)) [2021] ZANCT 44 (28 April 2021) National Credit Regulator v Good Friends Cash Loans (Pty) Ltd (NCT-112957/2018/57(1)) [2018] ZANCT 165 (2 November 2018) National Credit Regulator v Govenoer (NCT/122481/2018/138(1)) [2019] ZANCT 80 (11 March 2019) National Credit Regulator v Grundling and Another (NCT/123277/2019/137(1)) [2019] ZANCT 154 (23 October 2019) National Credit Regulator v Hand in Hand Financial Services CC trading as Thuso Finance (NCT/158511/2020/140(1)) [2021] ZANCT 30 (31 August 2021) National Credit Regulator V Handri Financial Services CC t/a Bonus Cash (NCT/183475/2021/57(1)) [2021] ZANCT 48 (13 October 2021) National Credit Regulator v Hao Cash Loans (Pty) Ltd (NCT/158496/2020/140(1)) [2022] ZANCT 34 (1 March 2022) National Credit Regulator v Hartney and Another (NCT/104573/2018/140(1)) [2018] ZANCT 164 (11 June 2018) National Credit Regulator v Hartney and Another (NCT/104573/2018/140(1)) [2018] ZANCT 86 (20 July 2018) National Credit Regulator v Hefferman (NCT/4723/2012/57(1)) [2014] ZANCT 3 (24 February 2014) National Credit Regulator v Hewitt (NCT/7939/2013/57(1)) [2016] ZANCT 7 (7 January 2016) National Credit Regulator v Hirst (NCT/22133/2015/57(1)) [2015] ZANCT 21 (31 August 2015) National Credit Regulator v Hirst (NCT/22133/2015/57(1)) [2015] ZANCT 18 (29 October 2015) National Credit Regulator v Hosia Dedrick Kwape t/a Phakamisa Financial Services (NCT/8619/2013/140(1)(NCA)) [2014] ZANCT 20 (12 May 2014) National Credit Regulator v Hua Xiang Cash Loans CC (NCT/76166/2017/57(1)) [2017] ZANCT 94 (27 July 2017) National Credit Regulator v HZ Finance (Pty) Ltd (NCT/158481/2020/57(1)) [2022] ZANCT 43 (12 July 2022) National Credit Regulator v Imbizo Cash Loans CC (NCT/91478/2017/57(1)) [2018] ZANCT 23 (19 February 2018) National Credit Regulator v Intshebe Props 132 (Pty) Ltd (NCT/118595/2018/140(1)) [2019] ZANCT 25 (24 February 2019) National Credit Regulator v Johnson (NCT/13914/2014/57(1)(P)NCA) [2014] ZANCT 50 (8 December 2014) National Credit Regulator v JOJ Investments Pty Ltd (NCT/183659/2021/140(1)) [2021] ZANCT 42 (30 September 2021) National Credit Regulator v Kagiso Finansiele Dienste CC (NCT/38604/2016/140(1)) [2016] ZANCT 25 (21 July 2016) National Credit Regulator v Kagiso Finansiele Dienste CC (NCT/38604/2016/140(1)) [2016] ZANCT 26 (1 August 2016) National Credit Regulator v Karee Cash Loans CC (NCT/8612/2013/57(1)) [2014] ZANCT 15 (19 May 2014) National Credit Regulator v Khazamola Cash Loan & Holdings (Pty) Ltd (NCT/128377/2019/57(1)) [2019] ZANCT 109 (22 July 2019) National Credit Regulator v Khululeka Cash Loans CC (NCT/98951/2018/140(1)) [2018] ZANCT 68 (25 June 2018) National Credit Regulator v Khululeka Cash Loans CC (NCT/98951/2018/140(1)) [2018] ZANCT 173 (28 June 2018) National Credit Regulator v King Side Trading CC t/a Easy Cash (NCT/112959/2018/140(1)) [2019] ZANCT 15 (27 February 2019) National Credit Regulator v King Side Trading CC T/A Easy Cash (NCT/112959/2018/140(1)) [2019] ZANCT 77 (27 February 2019) National Credit Regulator v King Side Trading CCt/a Easy Cash (NCT/112959/2018/140(1)) [2019] ZANCT 5 (28 January 2019) National Credit Regulator v Kitso Trading 52 CC t/a Crisis Cash (NCT/38606/2016/140(1) NCA) [2016] ZANCT 28 (2 August 2016) National Credit Regulator v Kutshiyele (NCT/19294/2014/141(1)NCA) [2015] ZANCT 46 (15 December 2015) National Credit Regulator v Kutshiyele (NCT/19294/2014/141(1)NCA) [2016] ZANCT 49 (14 January 2016) National Credit Regulator v Kutuma Financial Services (NCT/16158/2014/140(1)NCA) [2016] ZANCT 5 (2 February 2016) National Credit Regulator v L.A Van Rooten Finansiele Dienste BK t/a Abafana Finance-Benoni (NCT/39808/2016/140(1)) [2016] ZANCT 29 (21 July 2016) National Credit Regulator v Lamara (NCT/102200/2018/57(1)) [2019] ZANCT 180 (13 December 2019) National Credit Regulator v Lehaiwas Chashers Pty Ltd (NCT/223356/2022/57(1)) [2022] ZANCT 28 (2 June 2022) National Credit Regulator v Lessing Cash Loans CC (NCT/85011/2017/140(1)) [2018] ZANCT 159 (17 August 2018) National Credit Regulator v Lewis Stores (Pty) Ltd (NCT/185195/2021/138) [2021] ZANCT 52 (1 December 2021) National Credit Regulator v Lewis Stores (Pty) Ltd (NCT/41671/2016/140(1)) [2017] ZANCT 78 (25 May 2017) National Credit Regulator v Lewis Stores (Pty) Ltd and Another (NCT/27651/2015/140(1)) [2016] ZANCT 33 (9 September 2016) National Credit Regulator v Liang Cash Lons CC (NCT/223350/2022/57(1)) [2022] ZANCT 32 (10 June 2022) National Credit Regulator v Lightning Cash Loans CC (NCT/7281/2013/57(1)(P)NCA) [2013] ZANCT 22 (24 July 2013) National Credit Regulator v Loans Acceptable Funding (Pty) Ltd (NCT/122594/2018/140(1)) [2019] ZANCT 39 (7 April 2019) National Credit Regulator v Loans at Smart Cash Bizana (Pty) Ltd (NCT/223348/2022/140(1)) [2022] ZANCT 26 (13 June 2022) National Credit Regulator v Louhen Gonsultants CC (NCT/6752/2012/57(1)(P)) [2013] ZANCT 21 (4 July 2013) National Credit Regulator v Lourens Vosloo and Pieter Jacobus Britz Trading in partnership t/a Central Cash Loans (NCT/38744/2016/140(1)) [2017] ZANCT 99 (21 August 2017) National Credit Regulator v Madibogo Overland (Pty) Ltd T/A Overland Supermarket (NCT/266514/2023/57(1)) [2023] ZANCT 42 (20 October 2023) National Credit Regulator v Magdel & Tia Financial Services t/a Impala Cash Loans (NCT/38083/2016/140(1)) [2016] ZANCT 24 (29 July 2016) National Credit Regulator v Magdel and Tia Financial Services t/a Impala Cash Loans (NCT/38083/2016/140(1)) [2016] ZANCT 27 (1 August 2016) National Credit Regulator v Malinga t/a MJ Cash Loans (Pty) Ltd (NCT/91476/2017/57(1)NCA) [2018] ZANCT 2 (2 January 2018) National Credit Regulator v Maoto (NCT/277089/2023/57(1)) [2024] ZANCT 16 (10 July 2024) National Credit Regulator v Marang Financial Services (NCT/16157/2014/140(1)) [2015] ZANCT 3 (24 February 2015) National Credit Regulator v Marong Rong Cash Loan CC (NCT/98839/2018/57(1)) [2018] ZANCT 147 (29 August 2018) National Credit Regulator v Masasa Financial Services and Property Development t/a Masasa Cash Loans (NCT/214109/2021/57(1)) [2022] ZANCT 11 (11 March 2022) National Credit Regulator v Mathusa Batho Financial Services CC (NCT/212864/2021/57(1)) [2022] ZANCT 37 (7 September 2022) National Credit Regulator v Mbhanzima Cash Loans Trading Enterprise CC t/a Mbhanzima Cash Loans and Another (NCT/318855/2024/140(1)) [2024] ZANCT 24 (1 July 2024) National Credit Regulator v Mega Financial Services (NCT/18888/2014//57(1)) [2015] ZANCT 42 (29 October 2015) National Credit Regulator v Mega Financial Services (NCT/18888/2014/57(1)) [2015] ZANCT 24 (27 May 2015) National Credit Regulator v Megalane t/a GM Financial Services (NCT/8312/2013/57(1)(P)) [2014] ZANCT 12 (14 April 2014) National Credit Regulator v Melmoth Masiza Finance CC t/a Masiza Finance (NCT/127143/2019/57(1)) [2019] ZANCT 118 (7 June 2019) National Credit Regulator v Microloans Two Go (Pty) t/a Microloans 2 Go (NCT/158471/2020/57(1)) [2021] ZANCT 4 (15 April 2021) National Credit Regulator v Midwicket Trading 525 CC t/a Butterfly Cash Loans (NCT/7962/2013/57(1)) [2014] ZANCT 19 (9 June 2014) National Credit Regulator v Minnies and Others (NCT/21258/2015/57(1)) [2016] ZANCT 51 (13 December 2016) National Credit Regulator v Mobimoola Financial Services (Pty) Ltd (NCT/18256/2014/140) [2016] ZANCT 50 (4 April 2016) National Credit Regulator v Modiscore CC trading as Cash Express (NCT/116726/2018/57(1)) [2019] ZANCT 27 (19 March 2019) National Credit Regulator v Modiscore CC trading as Cash Express (NCT/116726/2018/57(1)) [2019] ZANCT 79 (19 March 2019) National Credit Regulator v Moneyline Financial Services (Pty) Ltd (NCT/17884/2014/57(1)) [2014] ZANCT 48 (15 December 2014) National Credit Regulator v Moneyline Financial Services (Pty) Ltd (NCT/17884/2014/57(1)) [2016] ZANCT 14 (11 March 2016) National Credit Regulator v Mortgage Secured Finance (Pty) Ltd and Others (NCT 84832/2017/140(1)) [2019] ZANCT 41 (5 April 2019) National Credit Regulator v Mosadi 19 Trading Enterprise (Pty) Ltd (NCT/223369/2022/57(1)) [2022] ZANCT 29 (17 June 2022) National Credit Regulator v Mr Price Group Limited (NCT/81672/2017/140(1)) [2017] ZANCT 133 (9 November 2017) National Credit Regulator v Mr Price Group Limited (NCT/81672/2017/140(1)) [2018] ZANCT 140 (10 December 2018) National Credit Regulator v Mr Price Group Limited (NCT/81672/2017/140(1)) [2019] ZANCT 78 (14 January 2019) National Credit Regulator v MSR Financial Solutions (Pty) Ltd (NCT/214111/2022/140(1)) [2022] ZANCT 15 (24 March 2022) National Credit Regulator v MTDS Holdings (Pty) Ltd t/a Exact Financial Services NCRCP6870 (NCT/127943/2019/57(1)) [2019] ZANCT 139 (6 August 2019) National Credit Regulator v Muhammed trading as Nghilichi Financial Serices (NCT/113130/2018/57(1)) [2018] ZANCT 162 (26 October 2018) National Credit Regulator v Munsamy (NCT/140432/2019/57(1)) [2023] ZANCT 13 (13 February 2023) National Credit Regulator v Murphy and Sons Cash Loans CC (NCT/82548/2017/57(1)) [2018] ZANCT 14 (23 February 2018) National Credit Regulator v Ncedumzantsi Business Solutions CC (NCT/223374/2022/57(1)) [2024] ZANCT 34 (10 September 2024) National Credit Regulator v Ndebele t/a Isidingo Loans (NCT/3077637/2024/57(1)) [2024] ZANCT 9 (19 April 2024) National Credit Regulator v Ndlela (NCT/7644/2013/57(1)) [2013] ZANCT 48 (25 November 2013) National Credit Regulator v Nivasol CC t/a Brother Cash Loans (NCT/100942/2018/57(1)) [2018] ZANCT 83 (31 August 2018) National Credit Regulator v Nivasol CC t/a Brother Cash Loans (NCT/100942/2018/57(1)) [2018] ZANCT 142 (29 October 2018) National Credit Regulator v Nivasol CC Trading As Brother Cash Loans (NCT/100942/2018/57(1)) [2018] ZANCT 120 (31 August 2018) National Credit Regulator v Njokweni (NCT/70/2009/57(1 )(P)) [2009] ZANCT 1 (24 November 2009) National Credit Regulator v Nkuta (NCT/78403/2017/57(1)(NCA)) [2018] ZANCT 27 (4 January 2018) National Credit Regulator v Noor (NCT/129399/2019/57(1)) [2019] ZANCT 178 (29 May 2019) National Credit Regulator v Nsibande (NCT/3915/2012/57(1)(P)NCA) [2013] ZANCT 3 (18 January 2013) National Credit Regulator v Nthatiso (NCT/38746/2016/140(1)) [2016] ZANCT 46 (7 December 2016) National Credit Regulator v Option Deals (Pty) Ltd (NCT/128364/2019/140(1)) [2019] ZANCT 151 (15 September 2019) National Credit Regulator v Orange Cash Loans (Pty) Ltd (NCT/134241/2019/57(1)) [2019] ZANCT 166 (7 November 2019) National Credit Regulator v Pams Financial Services (Pty) Ltd (NCT/113255/2018/57(1)) [2019] ZANCT 111 (22 July 2019) National Credit Regulator v Pandero Investments 503 CC t/a Iwita Finance (NCT/113131/2018/57(1)) [2019] ZANCT 36 (20 February 2019) National Credit Regulator v Pandero Investments 503 CC t/a Iwita Finance (NCT/113131/2018/57(1)) [2019] ZANCT 50 (11 March 2019) National Credit Regulator v Pangolin Loans (Pty) Ltd (NCT/213199/2021/57(1)) [2022] ZANCT 19 (24 March 2022) National Credit Regulator v Parsons Home Appliances CC t/a Parsons Furnishers (NCT/183002/2021/140(1)) [2022] ZANCT 1 (8 February 2022) National Credit Regulator v Patmat General Trading CC (NCT/71775/201657(1)) [2017] ZANCT 59 (27 April 2017) National Credit Regulator v PCL Trust t/a PCL Cash Loans-Louis Trichardt (NCT/103940/2018/57(1)) [2018] ZANCT 85 (4 July 2018) National Credit Regulator v PCL Trust t/a PCL Cash Loans-Trichardt (NCRCP1520) (NCT/103940/2018/57(1)) [2019] ZANCT 143 (7 August 2019) National Credit Regulator v Pham Pham Money Lenders (Pty) Ltd Registration Number 2017/068656/07 (NCT/183525/2021/57(1)) [2021] ZANCT 28 (22 September 2021) National Credit Regulator v Phase 2 CDS Investments CC (NCT/71733/2016/57(1)) [2017] ZANCT 83 (8 July 2017) National Credit Regulator v Piet Cash Loans CC (NCT/654/2010/57(1 )(a)(c)(P)) [2011] ZANCT 2 (15 February 2011) National Credit Regulator v Pole Position Trading 205 CC (NCT/85013/2017/57(1)) [2017] ZANCT 114 (12 October 2017) National Credit Regulator v Quattro Pawn (Pty) Ltd (NCT/128390/2019/140(1)) [2019] ZANCT 152 (15 September 2019) National Credit Regulator v Quick Step Finance (Pty) Ltd (NCT/71764/2016/140(1)) [2018] ZANCT 90 (28 May 2018) National Credit Regulator v RCL Micro Finance (Pty) Ltd (NCT/132260/2019/57(1)) [2020] ZANCT 6 (3 April 2020) National Credit Regulator v Renene t/a Kwa-Whity and Another (NCT/321461/2024/140(1)) [2024] ZANCT 71 (5 December 2024) National Credit Regulator v Rufus Alfonso Financial Consultants CC (NCT/7963/2012/57(1)(NCA)) [2013] ZANCT 36 (23 October 2013) National Credit Regulator v Rufus Alfonso Financial Consultants CC (NCT/7963/2012/57(1)(NCA)) [2014] ZANCT 25 (16 May 2014) National Credit Regulator v Rustmar CC (NCT/8615/2013/57(1)) [2014] ZANCT 21 (23 May 2014) National Credit Regulator v Sahibdeen (NCT/666/2010/57(1)(a)(c)(P)) [2010] ZANCT 13 (3 November 2010) National Credit Regulator v Samuels (NCT/129236/2019/138(1)(b)) [2019] ZANCT 115 (13 July 2019) National Credit Regulator v Satinksy 128 (Pty) Ltd t/a Just Group Africa (NCT/15799/2014/55(6)) [2017] ZANCT 142 (17 December 2017) National Credit Regulator v Season Star Trading 333 CC t/a De Noon's Cash Loans (NCT/6977/2012/57(1)(P) NCA) [2013] ZANCT 41 (21 November 2013) National Credit Regulator v Sebastiaan (NCT/104029/2018/57(1)) [2018] ZANCT 134 (16 October 2018) National Credit Regulator v Segelaar and Others (NCT/195105/2021/140(1)) [2021] ZANCT 47 (18 October 2021) National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1)) [2017] ZANCT 148 (23 February 2017) National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1)) [2017] ZANCT 146 (30 October 2017) National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1)) [2018] ZANCT 28 (9 January 2018) National Credit Regulator v Sell to us t/a Pawn My Car (Pty) Ltd and Another (NCT/326370/2024/140(1)) [2024] ZANCT 59 (4 October 2024) National Credit Regulator v Sewatumong Micro Lending CC t/a Sewatumong Cash Loans (NCT/107809/2018/57(1)) [2018] ZANCT 46 (27 August 2018) National Credit Regulator v Shoprite Investments Limited and Others (32946/2015/140(1)NCA) [2016] ZANCT 58 (19 December 2016) National Credit Regulator v Shoprite Investments Ltd (NCT/32946/2015/140(1)) [2017] ZANCT 98 (5 September 2017) National Credit Regulator v Sinako Kontant Lenings cc (NCT/8273/2013/57(1)) [2013] ZANCT 58 (11 September 2013) National Credit Regulator v Sliksam Cash Loans (Pty) Ltd (NCT/127512/2019/140(1)) [2021] ZANCT 43 (5 October 2021) National Credit Regulator v Sliksam Cash Loans (Pty) Ltd (NCT/127512/2019/140) [2019] ZANCT 134 (25 July 2019) National Credit Regulator v Smith (NCT/156607/2020/57(1)) [2021] ZANCT 18 (2 June 2021) National Credit Regulator v Southern African Fraud Prevention Services (NCT/23181/2015/140(1)NCA) [2016] ZANCT 32 (29 July 2016) National Credit Regulator v Standard Bank of South Africa Limited (NCT/29041/2015/140(1)NCA) [2017] ZANCT 118 (11 October 2017) National Credit Regulator v Steelarm Capital (Pty) Ltd t/a Ezy Cash Loans (NCT/115266/2018/140(1)) [2019] ZANCT 23 (4 March 2019) National Credit Regulator v Steven Engelbrecht and Heinrich Neuhoff T/A HS Microloans (NCT/74807/2017/57(1)) [2018] ZANCT 112 (11 April 2018) National Credit Regulator v Strydom and Another (NCT-274566-2023-137) [2023] ZANCT 31 (5 September 2023) National Credit Regulator v Sullivan (NCT/22678/2015/57(1)) [2016] ZANCT 6 (8 March 2016) National Credit Regulator v T Kabuanga N Sele Trading CC t/a T african Financial Solutions (NCT/39447/2016/57(1)) [2016] ZANCT 40 (4 August 2016) National Credit Regulator v Tapeisi Cash Loan CC (NCT/18272/2014/57(1)) [2015] ZANCT 9 (12 March 2015) National Credit Regulator v Tapeisi Cash Loans CC (NCT/18272/2014/57(1)) [2015] ZANCT 11 (12 March 2015) National Credit Regulator v Tediti Trading Enterprise CC (NCT/125049/2019/57(1)) [2019] ZANCT 176 (13 May 2019) National Credit Regulator v Tengizak CC (NCT/91474/2017/57(1)) [2018] ZANCT 47 (2 July 2018) National Credit Regulator v Tengizak CC (NCT/91474/2017/57(1)) [2018] ZANCT 156 (31 August 2018) National Credit Regulator v The Loan Company (Pty) Ltd (NCT/140518/2019/140(1)) [2021] ZANCT 24 (21 July 2021) National Credit Regulator v Thuso Ya Potlako Trading and Projects (Pty) Ltd (NCT/318853/2024/57(1)) [2024] ZANCT 19 (21 July 2024) National Credit Regulator v Titusg Traders (Pty) Ltd (NCT/182923/2021/57(1)) [2022] ZANCT 16 (27 March 2022) National Credit Regulator v Triple Advanced Investments 40 (Pty) Ltd (35431/2015/140(1)) [2017] ZANCT 89 (10 July 2017) National Credit Regulator v Triple Advanced Investments 40 (Pty) Ltd (NCT/35431/2015/140(1)) [2017] ZANCT 84 (10 July 2017) National Credit Regulator v Tryco Debt Management (Pty) Ltd (NCT/314933/2024/140(1)) [2024] ZANCT 17 (25 July 2024) National Credit Regulator v Tshukudu Holdings (Pty) Ltd (NCT/267432/2023/140(1)) [2023] ZANCT 21 (30 June 2023) National Credit Regulator v Tsoelli (Pty) Ltd t/a Tswelopele Cash Loans (NCT/266734/2023/57(1)) [2023] ZANCT 26 (6 July 2023) National Credit Regulator v Umsuka WeMali Finance (Pty) (Ltd) (NCT/91477/2017/140(1)) [2018] ZANCT 132 (24 October 2018) National Credit Regulator v UMSUKA Wemali Finance (Pty) Ltd (NCT/91477/2017/140(1)) [2019] ZANCT 123 (21 February 2019) National Credit Regulator v UMSUKA Wemali Finance (Pty) Ltd (NCT/91477/2017/140(1)) [2019] ZANCT 81 (27 February 2019) National Credit Regulator v Vaidro 178 CC t/a Vuleka Cash Loans (NCT/7321/2013/57(1)) [2013] ZANCT 23 (3 July 2013) National Credit Regulator v Van Dyk (NCT/2017/2011/57(1)(P)) [2012] ZANCT 1 (18 January 2012) National Credit Regulator v Van Zyl (NCT/3868/2012/57(1)(P)) [2013] ZANCT 14 (14 June 2013) National Credit Regulator v Veloz Cash Loans (Pty) Ltd (NCT/214107/2022/57(1)) [2022] ZANCT 17 (12 March 2022) National Credit Regulator v VICO (Pty) Ltd Trading as Financial Services Cash Loans (NCT/223355/2022/57(1)) [2022] ZANCT 27 (21 June 2022) National Credit Regulator v Volschenk (NCT/250957/2022/137(1)) [2023] ZANCT 36 (21 October 2023) National Credit Regulator v Wang Sheng Clothing Trading CC t/a Carrefour Cash Loans (NCT/149000/2019/140(1)) [2020] ZANCT 18 (16 September 2020) National Credit Regulator v Wangshida Trading CC t/a Fast Forward Cash Loans (NCT/103942/2018/140(1)) [2018] ZANCT 168 (4 December 2018) National Credit Regulator v Werlan Cash Loans (NCT/3867/2012/57(1)) [2013] ZANCT 5 (13 February 2013) National Credit Regulator v Wilbers (NCT/9596/2013/57(1)) [2014] ZANCT 11 (7 April 2014) National Credit Regulator v WQ Prime Cash Loans & Trading (Pty) Ltd (NCT/214099/2021/57(1)) [2022] ZANCT 24 (27 May 2022) National Credit Regulator v X1 Ming General Dealers CC (NCT/122364/2018/140(1)) [2019] ZANCT 101 (27 June 2019) National Credit Regulator v XI Ming General Cash Dealers CC (NCT/122364/2018/57(1)) [2019] ZANCT 37 (19 April 2019) National Credit Regulator v Xi Ming General Cash Dealers CC (NCT/122364/2018/57(1)) [2019] ZANCT 54 (19 April 2019) National Credit Regulator v XY Fashions Trading (Pty) Ltd Trading as XY Money Loan (NCT107817/2018/57(1)) [2018] ZANCT 167 (9 October 2018) National Credit Regulator v Yellow Thunder Properties No 160 CC t/a Kimberley Micro Loans (NCT/102394/2018/140(1)) [2019] ZANCT 138 (12 August 2019) National Credit Regulator v Yellow Thunder Properties No. 160 CC t/a Kimberly Micro Loans (NCT/102394/2018/140(1)R34) [2018] ZANCT 117 (15 June 2018) National Credit Regulator v Yellow Thunder Properties No. CC t/a Kimberly Micro Loans (NCT/102394/2018/140(1)R34) [2018] ZANCT 69 (15 June 2018) National Credit Regulator v Yon Xing Supermarket (Pty) Ltd (NCT/158492/2020/140(1)) [2022] ZANCT 42 (1 August 2022) National Home Builders Registration Council v National Consumer Commission (NCT/3923/2012/101(1))P)CPA) [2013] ZANCT 8 (15 April 2013) Nayyara Distribution Enterprise CC v Earlyworks 266 (Pty) Ltd t/a Gloria Jeans Coffees SA (NCT/4450//2012/114(1)(P)CPA) [2012] ZANCT 12 (3 July 2012) NCA Billings v Nel (NCT/170270/2020/141(1) NCA) [2021] ZANCT 45 (20 September 2021) NCR v Johann Voigt t/a cash loans (NCT/129036/2019 140(1) NCA) [2021] ZANCT 31 (12 September 2021) NCR v Olanrewaju Emmanuel Ojo T-A Olajos Solutions (NCT-183237-2021-57(1)) [2021] ZANCT 33 (16 September 2021) NCR v Zahid Adams t/a SA Credit Solutions (Pty) Ltd (NCT/116600/2018/57(1)) [2021] ZANCT 32 (14 August 2021) Ndabeng v Mccarthy (Pty) Ltd T/A Audi Centre Menlyn (NCT/226533/2022/75(1)(b)) [2023] ZANCT 10 (13 February 2023) Ndima and Another v Nedbank Limited and Another (NCT/121761/2018/141(1)(b)) [2019] ZANCT 155 (29 March 2019) Ndima and Another v Nedbank Limited and Another (NCT/121761/2018/141(1)) [2020] ZANCT 15 (12 October 2020) Ndima and Another v Nedbank Limited and Another (NCT/130810/2019/148(1)) [2019] ZANCT 126 (9 August 2019) Ndlovu obo Sbuyile Transport (Pty) Ltd v Edan Traders (Pty) Ltd (NCT/242384/2022/75(1)(b)) [2024] ZANCT 35 (30 August 2024) Ndlovu v Toyota Randburg (NCT/139033/2019/75(1)) [2022] ZANCT 22 (31 March 2022) Ndobo v Absa Bank Ltd and Others (NCT/ 330/2009/138 (1)(P)) [2010] ZANCT 24 (2 February 2010) Nedbank Limited t/a The Motor Finance Corporation v National Credit Regulator (NCT/31680/2017/140(1)(P)) [2018] ZANCT 75 (28 June 2018) Nedbank Limited t/a The Motor Finance Corporation v National Credit Regulator (NCT/31680/2017/140(1)(P)) [2018] ZANCT 89 (28 June 2018) Nedbank Limited v Mahlangu and Others (NCT/17147/2014/165) [2015] ZANCT 5 (23 February 2015) Nedbank Limited v Mbili and Others (NCT/17149/2014/165) [2015] ZANCT 6 (23 February 2015) Nedbank Limited v Mokoena and Another (NCT/40232/2016/165(1)) [2016] ZANCT 37 (28 July 2016) Nedbank Limited v Sager and Others (NCT/91421/2017/165) [2018] ZANCT 17 (5 February 2018) Nedbank Limited v Van der Walt and Others (NCT/71084/2016/165(1)(P)NCA) [2017] ZANCT 67 (12 May 2017) Nedbank Ltd and Others v ABSA Bank Ltd and Others (NCT/124831/2019/165) [2019] ZANCT 122 (18 April 2019) Nedbank Ltd v Marumo and Others (NCT/7641/2013/165(1)(P)NCA) [2013] ZANCT 35 (22 October 2013) Nedbank Ltd v Sager and Others (NCT/127209/2019/165) [2019] ZANCT 161 (9 April 2019) Nedbank Ltd v Sager and Others (NCT/127209/2019/165) [2019] ZANCT 71 (17 May 2019) Nedohe v Development Bank of Southern Africa and Others (NCT/33/2009/137 (3) (P)) [2009] ZANCT 13 (23 September 2009) Nel v First National Bank (NCT/165006/2020/141(1)(b)) [2022] ZANCT 4 (30 January 2022) Nell v Andre Dreyer Motors (Pty) Ltd t/a Auto Bavaria (NCT/142333/2019/75(1)(b)) [2021] ZANCT 23 (15 June 2021) Netshivhuyu v Kia Motors South Africa (Pty) Limited t/a Kia Hatfield (NCT/96644/2017/75(1)(b)) [2018] ZANCT 144 (12 November 2018) Netshivhuyu v Kia Motors South Africa (Pty) Ltd t/a Kia Hatfield (NCT/96644/2017/75(1)(b)) [2018] ZANCT 31 (14 April 2018) Netshivhuyu v KIA Motors South Africa (Pty) Ltd trading as KIA Hatfield (NCT/96644/2017/75(1)(b)) [2019] ZANCT 46 (9 April 2019) Nextereo (Pty) Ltd v Werner Beukes Musiek (NCT-262680-2023-75(1)(b)) [2023] ZANCT 56 (19 December 2023) Ngcwabe v Arctolox (Pty) Limited t/a Fastway Couriers (NCT/8256/2013/75(1)(b)) [2014] ZANCT 27 (23 June 2014) Ngele v Absa Bank Ltd and Another (NCT/ 297/2009/138 (1)(P)) [2010] ZANCT 25 (2 February 2010) Ngobese v African Bank Ltd and Another (NCT/ 389/2009/138 (1)(P)) [2010] ZANCT 32 (2 March 2010) Ngoza v Roque Quality Cars (NCT/79905/2017/73(3)&75(1)(b)) [2017] ZANCT 104 (28 September 2017) Ngoza v Roque Quality Cars CC (NCT/79905/ 2017/73(3) &75(1)(b)) [2018] ZANCT 70 (28 June 2018) Ngoza v Roque Quality Cars CC (NCT/79905/2017/73(3)&75(1)(b)) [2018] ZANCT 110 (28 June 2018) Ngubane v Stanford Investments CC trading as Aksons Wheels (NCT/91815/2017/75(1)(b)) [2019] ZANCT 124 (7 January 2019) Niehaus and Another v ABSA Bank Ltd and Another (NCT/69/2009/138(l)(P)) [2009] ZANCT 10 (5 September 2009) Nikiwe v Lewis and Another (NCT/86875/2017/165) [2017] ZANCT 139 (22 December 2017) Nivasol CC Trading as Brother Cash Loans v National Credit Regulator (NCT/100942/2018/57(1) Rule 34) [2018] ZANCT 40 (14 June 2018) Njivashe v Absa Bank Ltd and Others (NCT/ 273/2009/138 (1)(P)) [2010] ZANCT 36 (12 March 2010) Nkayi v Firstrand Bank Limited and Others (NCT/14497/2014/148(1)NCA) [2014] ZANCT 34 (25 August 2014) Nkosi v Glen Multifranchise (Pty) Ltd t/a Kia Imperial Select (NCT/118285/2018/75(1)(b)) [2019] ZANCT 141 (14 May 2019) Nkosi v Glen Multifranchise (Pty) t/a Kia Imperial Select (NCT/118285/2018/75(1)(b)) [2019] ZANCT 168 (20 May 2019) Nkosi v The Glen Multifranchise (Pty) Ltd t/a Kia Imperial Select (NCT/118285/2018/75(1)(b)) [2019] ZANCT 12 (20 February 2019) Nonyane v Motor Finance Corporation, a Division of Nedbank Limited (NCT/156605/2020/141(1)(b)) [2020] ZANCT 14 (18 November 2020) Norris v Velox Auctioneers (Pty) Ltd (NCT/127046/2019/75(1)(b)) [2019] ZANCT 106 (14 July 2019) Nqunqa v Eerste Geluk Motors CC (NCT/131419/2019/75(1)(b)) [2022] ZANCT 2 (25 January 2022) Ntekane and Another v African Bank Ltd and Others (NCT/ 279/2009/138 (1)(P)) [2010] ZANCT 2 (14 January 2010) Ntshangase v Capitec (NCT/71665/2016/114(1)NCA) [2017] ZANCT 37 (13 February 2017) Nwadeyi v Tiegert Trucking CC (NCT/106318/2018/75(1)(b)) [2018] ZANCT 62 (24 July 2018) Nwadeyi v Tiegert Trucking CC (NCT/106318/2018/75(1)(b)) [2018] ZANCT 129 (24 July 2018) Nwadeyi v Tiegert Trucking CC (NCT/106318/2018/75(1)(b)) [2019] ZANCT 30 (26 February 2019) Nxumalo v Westend Motors CC (NCT/133864/2019/75(1)(b)) [2019] ZANCT 150 (12 September 2019) Nxumalo v Westend Motors CC (NCT/133864/2019/75(1)(b)) [2021] ZANCT 34 (2 September 2021)