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SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document in compliance with the law and SAFLII Policy

IN THE NATIONAL CONSUMER TRIBUNAL

HELD IN CENTURION

Case Number: NCTV 492/2010/138 (1)(P)

DATE:21/04/2010

In the matter between:

BETHUEL MPHUTI....................................................................1st Applicant/Consumer

ID:

and

ABSA BANK LIMITED....................................................1st Respondent/Credit Provider

CATRACK.....................................................................2nd Respondent/Credit Provider

CONSENT ORDER

The Tribunal having read the papers filed of record and heard the Debt Counsellor;

The Tribunal, being satisfied that the Applicant and the Respondents are parties to a debt re-arrangement facilitated by a Debt Counsellor under section 86(7)(b) read together with section 138(1) of the National Credit Act, Act 34 of 2005 ;(the Act).

The Tribunal hereby orders that:

1. The draft consent order formulated as the order of the Tribunal attached hereto and marked Annexure "A" is confirmed;

2. The parties are warned that failure to comply with the order of the Tribunal constitutes an offence in terms of section 160(1) of the Act.

Dated and signed at Centurion on this 21st day of April 2010

PROF TANYA WOKER

PRESIDING MEMBER

IN THE NATIONAL CONSUMER TRIBUNAL

HELD AT CENTURION

CASE NO: _

IN THE MATTER BETWEEN:

CLIENT NAME : BETHUEL MPHUTHI
IDENTITY NUMBER :

AND

ABSA BAN K LIMITED.................................1ST RESPONDENT/ CREDIT PROVIDER

CARTRACK...................................................2nd RESPONDENT/ CREDIT PROVIDER

DRAFT CONSENT ORDER IN TERMS OF SECTION 86(8) READ TOGETHER WITH SECTION 138 OF THE NATIONAL CREDIT ACT 34 OF 2005

Creditor	Reference	Annual interest Rate %	New Monthly Installment	Outstanding Balance	Estimated Period in Months
ABSA LIMITED	5471196164230026 69452073	27 17.50	R179.77 R1388.61	R2052.23 R49757.55	16 MONTHS 47 MONTHS
CARTRACK	MPHU00003O	2.00	R100.00	R2323.53	25 MONTHS

DATE at Centurion on this the day of 2010

DATE at Johannesburg this the 15 day of February 2010

Applicant/ Consumer

TO:

THE REGISTRAR OF THE TRIBUNAL CENTURION

1. ABSA BANK LIMITED -

(CONSUMER FRIEND) .

WESTWAY OFFICE PARK

WESTVILLE

DURBAN

4000

2. CARTRACK

CNR JAN SMUTS AND 7th AVENUE

JOHANNESBURG

P.O BOX 4709

RIVONIA

2128

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