Bell Estates (Pty) Ltd v Renasa Insurance Company Ltd and Another (2012 (3) SA 296 (KZD); [2012] 3 All SA 86 (KZD)) [2012] ZAKZDHC 102; [2012] ZAKZDHC 9 (2 March 2012) [100%] (From South Africa: Kwazulu-Natal High Court, Durban; 43 KB)